My 2026 AI Tool Deck (Varadius-Style)
- Jim Clover

- Dec 21, 2025
- 2 min read

Relax — this isn’t dogma. These are just tried, tested, and genuinely useful tools you can mix and match.
If you’re building, researching, prototyping, or just trying to stay sane in the ever-accelerating AI landscape, this is the stack I keep coming back to.
Think of it as a practical AI toolkit for 2026, tuned for founders, developers, and curious non-coders alike.
The Everyday Workhorse: Research, Thinking & Second Opinions
For general queries, deep web research, summaries, business thinking, and acting as a reliable “second brain” (including coding reviews):
ChatGPT (Paid — Plus to start) https://chatgpt.com
This is still my go-to for broad thinking and fast iteration. Start with Plus, and only upgrade if you actually hit the limits.
👉 Ideal for:
Market research & synthesis
Strategy drafts and business reasoning
Code explanations and review
“Am I missing something obvious?” checks
High-Grade Coding for Serious Builds
If you’re an enthusiast or advanced developer shipping real applications:
Augment Code (Paid — Indie or Standard) https://augmentcode.com
This shines when you’re deep in a codebase and need structured, high-signal assistance rather than autocomplete fluff.
👉 Ideal for:
Complex application logic
Refactoring at scale
Maintaining quality under pressure
Choose your tier based on workload, not hype.
Non-Coders: Turning Ideas Into Real Apps
If you don’t code but want to prototype a real web app for your business — or clearly communicate functionality to developers — these are excellent entry points:
The Easiest On-Ramp
Lovable (Paid — Pro) https://lovable.dev
If your goal is speed and clarity, this is about as frictionless as it gets.
A Bit More Power, Still Friendly
Replit (Paid — Core) https://www.replit.com
Great when you want to go slightly deeper without fully committing to a traditional dev environment.
💡 Tip: Start on the cheapest tier for both. Upgrade only when you hit a real constraint.
Offline AI: When the Internet Is Not an Option
Sometimes you want — or need — AI without a connection.
The Simplest Offline Entry Point
Ollama https://www.ollama.com
An easy way to run models locally without drowning in configuration.
Local Models Worth Exploring
If you have the GPU memory:
GPT-OSS:20b (or GPT-OSS:120b if you’re well-equipped)
In ollama, run "ollama pull gpt-oss:20b" to pull the model down to your computer and then run "ollama run gpt-oss:20b" to start chatting!
These are surprisingly capable for general knowledge and coding offline.⚠️ Caveat: they are not as reliable as online models. Fact-check outputs and review code carefully — but for “no internet, must try” scenarios, they’re absolutely worthwhile.
The Best All-Round Offline LLM Experience
LM Studio https://lmstudio.ai
Available on Mac, Windows, and Linux, this is currently the smoothest way to manage and run local LLMs without friction.
👉 Ideal for:
Experimentation with multiple models
Offline workflows
A clean, user-friendly local AI setup
Final Thoughts
This isn’t about chasing shiny tools — it’s about using the right level of AI for the job at hand. Start simple, stay pragmatic, and upgrade only when your work demands it.
If this post resonated, take a look at the other articles on this blog for deeper dives into:
AI-assisted coding workflows
Tool comparisons
Practical lessons from real-world use
Build calmly. Experiment often. And don’t let the tooling outrun the thinking.




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